企业服务中心浅谈注册融资租赁公司性质界定

来 源：www.71-fuwu.com     发布时间：2016-8-30 9:48:49

   在中国的现行管理体制下，融资租借公司作为租借财物的购置、出资和管理安排，可所以金融安排，也可所以非金融安排。

Under the current management system in China, the financing lease company is the purchase, investment and management arrangement of the property, so it can be used in financial arrangements.

Some people think, financing lease since it is in the lease supply to carrier service for the financing, financing leasing company should financial arrangements; that there are people, financing lease is a advance loan logistics transfer sale business practices, financing leasing company should angelica to non financial trading arrangements. The two kinds of shopping malls, which are financing services and transaction services, have their own financing services and transaction services. To financing lease transactions have market power to define financing leasing company is engaged in the financial service financing arrangements, is still engaged in promote arrangement of loan flow of the sale of non financial transactions, apparently is not very appropriate.

Finance lease company engaged in the bond investment business for the lessee is the financing services, with the nature of financial services. But it is not the arrangement of financial services must be a financial arrangement. Finance leasing company itself is not a financial arrangement, completely by the company's shareholders and the company in accordance with the rules of the market access regulations to determine the operating range of regulations.

If the background of the shareholders for the bank, safe, trust, securities and other financial arrangements and reach must share ownership, or company is according to the financial departments announced the market access of the relevant laws and regulations established, in addition to engage in the financing lease business outside, but also to engage in absorbing deposit, loan, inter-bank lending and other financial affairs, then the financing leasing company is financial arrange nature of the leased property investment and management. 

If its shareholders background is the manufacturer or is usually companies, industrial and commercial, non financial investment arrangements established specializing in the financing lease business financing leasing company, the business scope of the company is not involved in the absorb deposits and other financial matters, then the financing leasing company is clearly not the definition of financial arrangements for the.

Now, the approval and supervision of China's financial leasing company is part of the China Banking Regulatory Commission, the approval and management of non financial arrangements for the financing of the company is part of the Ministry of commerce.

Leasing companies in financial arrangements in many countries become the dominant loan arrangements in the system. But the International Finance Corporation in 1998 book the financial arrangements of the experience and lessons, "a Book (the page 50) clearly pointed out that" and that by the bank or universal financial arrangements provide loan services comparison, by leasing companies alone operation most of the affairs in the country in that loan penetration rate (on loan in the investment financing share) higher. The reason is that the latter's related technology has been more performance, more attention to the mall.